Dutch Government Reinforces Support for Startups Facing Financial Challenges

Utrecht, Friday, 15 August 2025.
RVO intensifies assistance to innovative companies in financial distress through its ‘Intensive Management’ program, ensuring sustainable growth by focusing on social impact and economic stability.
RVO’s Commitment to Foster Innovation Amid Financial Challenges
The Rijksdienst voor Ondernemend Nederland (RVO) has launched its Intensive Management (IB) program to support innovative companies that received Innovatiekrediet and are now facing financial difficulties. Advisors Manon de Gans and Janine van den Bemt play crucial roles in guiding these businesses through economic hardships by offering tailored strategies and flexible repayment options. The IB program underscores RVO’s commitment to fostering innovation and ensuring economic stability by focusing on social impact [1].
Identifying the Signs of Financial Strain
Several indicators suggest when a company might be in financial distress, including ongoing payment delays, prolonged focus on product development without market validation, and rapidly depleting cash reserves. High staff turnover and lack of financial insight further exacerbate these challenges. The IB advisors at RVO stress the importance of early engagement to explore realistic solutions and create a recovery pathway tailored to the unique needs of each company [1][2].
Understanding Innovatiekrediet and RVO’s Role
The Innovatiekrediet is a government-backed financial instrument offered by RVO to SMEs engaged in innovative activities, particularly in high-risk sectors like high-tech and healthcare. This loan allows repayment to begin only after the project achieves commercial success, thus sharing the risk with the government. Project costs must range from €150,000 to €10 million, with an anticipated market readiness of five years [2].
The Growing Need for Adaptive Financing Solutions
Given the dynamic nature of innovation and entrepreneurship, RVO recognizes the importance of adaptive financial solutions. Advisors at RVO emphasize collaboration and continuous support throughout the project lifecycle, ensuring that entrepreneurs have the necessary guidance to navigate challenges effectively. Early communication with IB advisors is vital, helping to prevent further deterioration by addressing financial and strategic decisions promptly [1][2].