Dutch Teens Turn to AI for Financial Guidance
Amsterdam, Wednesday, 15 October 2025.
A survey shows 10% of Dutch youths aged 12-16 prefer AI over parents for financial advice, reflecting a shift towards technology-driven financial literacy.
The Rising Trust in AI for Financial Guidance
In the Netherlands, a recent survey has highlighted a growing trend among teenagers who prefer consulting AI over their parents for financial advice. Specifically, 10% of youths aged 12 to 16 are turning to artificial intelligence for guidance on money matters. This trend is more pronounced among older teens, with 14% of 16-year-olds opting for AI solutions, indicating a shift towards technology-driven financial literacy [1][4].
Bunq and the Role of AI in Financial Literacy
The survey, conducted by the online bank Bunq in collaboration with Panelwizard, involved 1,103 Dutch teenagers. It revealed that many young people are rapidly embracing AI’s possibilities, with a significant percentage formulating clear financial goals. Bunq’s Chief Strategy Officer, Bianca Zwart, emphasized the importance of combining smart tools with family discussions to enhance financial education [1][4].
AI’s Appeal and Parental Involvement
While AI is becoming a popular tool for financial advice among the youth, the survey also found that parents remain a crucial part of the financial literacy equation. About 21% of teenagers expressed a desire to have more financial discussions with their parents. Despite this, some parents are unaware of their children’s spending habits, with 10% admitting to having no idea how much their child spends monthly [1][4].
Future of AI in Financial Services
As AI continues to gain traction in financial advisory roles, companies like Bunq and Revolut are at the forefront of integrating these technologies into their services. This shift not only reflects a change in how younger generations approach financial decision-making but also paves the way for innovations in AI-driven advisory services. The trend suggests that financial institutions must adapt to this digital transformation to meet the evolving needs of their younger clientele [1][4].